Banks really piss me off. I am really angry right now . . . The only time I need the sodding 4k balance on my first direct credit card is now when I am doing stuff on expenses and need the buffer that a credit card allows. What happens, on the 2nd of feb they reduced my credit limit from £4k to £500!!! I am not happy . . .

Anyhow, I have duely cleared the couple of hundred that was on there and will now have to let work know I will have to put weekly expenses in as I do not have the cash flow to do it monthly.

I would be fine with £500 for 99% of the time, but of all the times to do it . . Oh, they sent me a letter on the 2nd Feb to let me know it had changed. Thank you very fucking much. As Eric says "It is always easier to get acceptence then permission"

I have just called my other credit card company and I went through the automated service to get my balance. I nearly fell off my chair, it said it was over 5k!!!!! I put the phone down, shakily grabbed my glass of wine took a big swig . . . then called back. Thank fully it was a better line . . . it came up with a far better number, under 2k, of which 75% is work expenses from being here. A wave of relief washed over me!

That really shook me, I thought maybe someone had ripped my card off! Anyway, I am going to take my panicing and lay down with the lights dimmed . . .

Note to self, get to the US banks tomorrow and sort it asap.

Where's that red wine . . . grrrr . . .